{"id":16,"date":"2026-09-13T13:00:00","date_gmt":"2026-09-13T13:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/keithhillsells-com\/2026\/09\/13\/bank-of-canada-explores-rate-cuts-impact-on-housing-solutions\/"},"modified":"2026-09-13T13:00:00","modified_gmt":"2026-09-13T13:00:00","slug":"bank-of-canada-explores-rate-cuts-impact-on-housing-solutions","status":"publish","type":"post","link":"https:\/\/www.keithhillsells.com\/blog\/2026\/09\/13\/bank-of-canada-explores-rate-cuts-impact-on-housing-solutions\/","title":{"rendered":"Bank of Canada Explores Rate Cuts\u2019 Impact on Housing Solutions"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>A recent Bank of Canada study is shining a light on something I often see firsthand in Calgary: while lower interest rates can make borrowing more attractive, they tend to drive up demand for homes almost immediately. But here\u2019s the catch\u2014actual housing supply takes about two years to catch up, if it does at all. That means prices can rise fast, and with building costs staying high, it doesn\u2019t always get easier to afford a home. As someone who\u2019s helped families navigate these shifts\u2014whether finding that perfect first place or making the move to something that fits your new lifestyle\u2014I know affordability isn\u2019t just about the rate you get from the bank. It\u2019s about timing, options, and understanding the big picture. If you\u2019re thinking about your next move, let\u2019s make sure you\u2019re ready, no matter what the market is doing.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/betterdwelling.com\/bank-of-canada-research-warns-rate-cuts-can-worsen-affordability\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A recent Bank of Canada study is shining a light on something I often see firsthand in Calgary: while lower interest rates can make borrowing more attractive, they tend to drive up demand for homes almost immediately. But here\u2019s the catch\u2014actual housing supply takes about two years to catch up, if it does at all. [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":45,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/posts\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":0,"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/media\/45"}],"wp:attachment":[{"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/media?parent=16"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/categories?post=16"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.keithhillsells.com\/blog\/wp-json\/wp\/v2\/tags?post=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}